I've found a few plugins that allow inventories to stay when you die, but i want to customize it.
i want all items on the hotbar to be kept, the armor you're wearing to be kept, toggleable exp saving, but i want all items in the non-hotbar inventory to be dropped.

plugins so far that don't, or partially, but not completely do that:
http://dev.bukkit.org/bukkit-plugins/keep-inventory/
http://dev.bukkit.org/bukkit-plugins/keep-items/