Well, i think that if i had one million of dollars i will do a list of things to do with that money, it will look like this:
-1º, use 25,000 dollars to my studies (Materials, books...)
-2º, give my parents 50,000 dollars
-3º, give 25,000 dollars to the charities
-4º, save 100,000 dollars for the future (Have some money if something bad happens)
-5º, use 100,000 dollars in furniture for my house
-6º, use 100,000 dollars to buy a car
-7º, spend 200,000 dollars to reapair other people's homes
-8º Save the rest of the money in a very secret place that isnt the bank
I think that the rest of the money that I've save i will use it for important things and hobbies.