Here's a pre-made permissions file, for PermissionsEX:

groups:
default:
permissions:
- modifyworld.*
worlds:
world: {}
world_nether: {}
world_the_end: {}
Member:
prefix: '&2[&aMember&2]&2'
permissions:
- essentials.tpdeny
- essentials.tpaccept
- essentials.tpa
- essentials.kits.Building
- essentials.kit
- coloredtags.member
- essentials.sethome
- essentials.home
- essentials.list
- essentials.rules
- essentials.motd
- essentials.spawn
- essentials.helpop
- essentials.help
- essentials.msg
- essentials.warp.*
- essentials.warp.list
- essentials.warp
- essentials.signs.use.*
- essentials.build
- essentials.afk.auto
- essentials.afk
- herochat.leave
- herochat.join.*
- herochat.join
- herochat.pm
- herochat.speak.*
- herochat.speak
default: true
worlds:
world:
default: true
world_nether:
default: true
world_the_end:
default: true
Owner:
permissions:
- -coloredtags.bold_underline
- -coloredtags.bold_red
- -coloredtags.admin
- -coloredtags.owner
- coloredtags.owner
- -permissions.*
- '*'
prefix: '&b&l[&4&lOwner&b&l]&4&l'
VIP:
prefix: '&d[&6V.I.P&d]&a'
permissions:
- essentials.fly
- herochat.color.*
- herochat.color
inheritance: member
users:
MinecraftSteve91:
group:
- Owner
cloud2791:
group:
- Owner